Amlak Ijarah is our principle Sharia compliant home finance product designed for buyers of ready residential or commercial properties.

Under Ijarah home financing, Amlak will purchase the property from the developer/seller, and lease it out to the customer with a promise to sell at the end of the lease term. The customer pays monthly rentals comprising of fixed, variable and supplementary rentals.

Product Fatwa:


Amlak Advantage *

  • Up to 80% finance available
  • Finance available for both residential & commercial properties
  • No salary transfer required

(1)  Up to 25 years for UAE Nationals and expatriates

(2)  Up to 10 years for corporations / establishments

Eligibility Criteria *

  • Salaried UAE residents
  • Self-employed UAE & GCC residents
  • All companies/ establishments registered in UAE
  • Minimum age at the time of applying is 21 years, and maximum age is 70 years at the end of finance term.

Finance Criteria

Minimum finance amount is AED 250,000.

For more information, please call 800-AMLAK (26525), Sunday to Thursday 8:00AM – 5:00PM, or email us at sales@amlakfinance.com

* Terms and conditions apply

Apply now